FOR MADAM-Professor


A case study analysis assignment requires “analysis” and problem-solving, rather than extensive research.  The analysis should use the information in the case study materials, with the tools that our course has introduced.  Please ask me for help.  A good outline is:   Introduction / Background Summary (you      should not repeat all the case facts.  Rather, try to give a concise      summary of the details that matter the most). Problem:  what is the problem that      the case presents? Analysis:  this is an introductory      finance and accounting class.  Use the finance / accounting /      business skills that we have learned or will learn in our course.  I      can help you. Alternatives:  there are probably      several ways to address the problem(s) in the case.  Describe the      alternatives and provide analysis to compare them. Recommendations:  how would you      solve the problem in the case?

Please see attached case study

Answer the below questions in APA Format

Reference Textbook provided in the attachment, feel free to list few other references as well

1.       How would you personally define ethics?

2.       How does business ethics differ from your personal ethics?

3.       What is the biggest influence on your personal ethics? Why?

4.       Do you try to always be ethical? Why or why not?

5.       Do you think you have a high personal standard?

6.       Do you know an adult that has lied, cheated, or stolen anything? How might an adult justify this type of behavior?


1. Identify the key problem in the case and explaining why it is the key problem.

2. Why has Clarkson Lumber borrowed increasing amounts despite its consistent profitability?

3. How has Mr. Clarkson met the financing needs of the company during the period 1993 through 1995? Has the financial strength of Clarkson Lumber improved or deteriorated?

4. How attractive is it to take the trade discounts?

5. Do you agree with Mr. Clarkson’s estimate of the company’s loan requirements? How much will he need to finance the expected expansion in sales to $5.5 million in 1996, and to take all trade discounts?

6. As Mr. Clarkson’s financial adviser, would you urge him to go ahead with, or to reconsider, his anticipated expansion and his plans for additional debt financing?

7. What do you think Mr. Dodge should do and why do you think so. If you were the banker, would you approve Mr. Clarkson’s loan request, and if so, what conditions would you put on the loan?

Read The Below Instruction And Answer Accordingly

 Read Google’s Handling of the “Echo Chamber Manifesto” and complete the questions at the end of the case study 

Legally, Google’s firing of Damore may or may not be problematic, but is Google’s firing of Damore ethical? Would you have made the same decision if you were Pichai? Is it ethical for an organization to fire someone who expresses beliefs that don’t align with the overall culture? Do efforts towards a more diverse work culture stifle employees from speaking out? What can leaders do to avert this potential outcome?

Case Link:

submission 4 equal employment

Part of  the assignment is at the bottom of this description. you will need to make it 2,000 words total with 5 references apa format

In the last few weeks as a human resources (HR) consultant at Elora Jean & Co., you have reviewed several issues, made recommendations, and developed policies. In addition to the issues previously reviewed, the owner has advised you of the following situation:

A charge was recently filed with the Equal Employment Opportunity Commission (EEOC) by an employee. The charge states that two female employees in one of the nonunion satellite offices were subject to repeated and unwelcome sexual advances by their male supervisor. The charge further states that the two women previously complained to the supervisor’s immediate superior, letting him know that they felt uncomfortable and would like the behavior to stop. The harassment did not stop; rather, it continued over a period of 3 months. At that point, the female employees decided that the company would not help. They decided to file a claim with the EEOC, stating they were being sexually harassed at work.

The owner is certain that the company can put together a response that will clear it of the charge, and she asked if you felt they had a strong case. You state that you are not legal counsel for Elora Jean & Co.; however, you request permission to investigate the claim before giving your thoughts on the company’s documentation for legal defense. 

Given your knowledge of Title VII of the Civil Rights Act, you are concerned with Elora Jean & Co.’s ability to defend the EEOC charge. You plan to engage in your own investigation into the claim to learn more about the complaints made, who had knowledge, what type of investigation was conducted (if any), and what actions were taken. As part of your investigation, you learn that Elora Jean & Co. does not have any policies or procedures relating to sexual harassment in the workplace. 

You need to address and advise the owner of Elora Jean & Co. on courses of action. Present your evaluation in a written memo to the owner. As you prepare your strategy for investigating the claim, consider the following:  What is the legal definition of sexual harassment? What investigation process should Elora Jean & Co. have engaged in when the claims were first made? Why will that be important to the defense of the EEOC charge? What is the legal liability for Elora Jean & Co. if the EEOC investigation finds the charge to be factual with employer knowledge of the events? Consider the options of mediation versus litigation with regard to organizational cost. What elements would you recommend be included in a sexual harassment policy? What should Elora Jean & Co. do to prevent this type of charge in the future? Research and briefly summarize a recent case of sexual harassment that was won by the employee. Provide information relating to the financial outcome of the case. What implications does the Civil Rights Act of 1991 have for employers? What are your overall recommendations for the owner with regard to preparing a response to the EEOC charge?

add to the attached assignment 



To: Owner of Elora Jean & Co.


Subject: Sexual Harassment Policy

After conducting my own investigation due to the claim filed to the EEOC by one of the employees at one of our satellite location, where two females were sexually harassed by their male supervisor. It has come to my attention that Elora Jean & Co. does not have any policy or procedure in order to prevent sexual harassment at the work place.

The first thing that Elora Jean & Co. should had have is a sexual harassment policy in place in order to have the correct investigative procedure, without guidelines to follow in a situation such as sexual harassment is hard take the necessary actions when the claim was made at the beginning, as well as to make sure every employee knows the policy about sexual harassment; this will have been of great help for the company for preparing its defense against the EEOC charge. Elora Jean & Co. should have the proper complaint system for harassment claims, followed by a promptly investigations of the claims; having an investigation committee to investigate will help speed the process, since their entire purpose will be to investigate the complaints made by the victim 

If the EEOC finds the charge to be factual with employer knowledge of the events that triggered an individual employee to file a complaint, the company will be held responsible for punitive actions however, “An employer’s liability for sexual harassment depends on the harasser’s position in the company or workplace, and the kind of sexual harassment being alleged. So, even if you can prove that you experienced sexual harassment, it is possible that your employer may not be liable” (Kourosh, 2017); Elora Jean & Co. will be held responsible because in this particular case, the offender was a supervisor and in addition to the offender being a supervisor, his supervisor knew of the complaint and did nothing to fix the issue. We have two supervisors. 

Elora Jean & Co. should have a sexual harassment policy that will effectively prevent any type of sexual harassment in the workplace; the first element in this policy that I will recommend is that Elora Jean & Co. would have a zero tolerance for sexual harassment, and not let any complaint taking lightly. Making sure that everyone knows and understands the policy, as well as making sure that there will be a procedure in place for complaints and actions will be taken for the offenders. Letting everyone know that any complaints will not be taking lightly will bring peace of mind to the employees, “The employer should take immediate and appropriate corrective action by doing whatever is necessary to end the harassment, make the victim whole by restoring lost employment benefits or opportunities, and prevent the misconduct from recurring” (U.S. Equal Employment Opportunity Commission, 1990), by taking immediate action as well as any disciplinary actions we will show everyone in the company that we do not take sexual harassment lightly. 

Here is a recent case of sexual harassment which involves Costco Wholesale, Inc. where the EEOC charged for “Failure to Intervene Against Harassing Customer Created Hostile Work Environment” (U.S. Equal Employment Opportunity Commission, 2017). What happened here in Costco warehouse located in Glenview, Illinois, for over a year a customer was harassing and stalking a Costco Female employee. The harassment included the following: unwelcome touching, unwelcome advances, and stalking; which the employee reported to management but the store did not take any action to prevent the harassment. The employee got a restraining order against the customer. 

“At trial, EEOC Trial Attorneys Richard Mrizek and Laura Feldman argued that Costco knew about the customer’s conduct, but failed to take appropriate steps to correct the harassment and prevent it from recurring. According to EEOC, this conduct created a hostile working environment for the employee, in violation of Title VII of the Civil Rights Act of 1964, which requires an employer to take reasonable steps necessary to maintain a workplace free from harassment based on one’s sex” (U.S. Equal Employment Opportunity Commission, 2017), in this case the jury rejected Costco’s arguments that were saying that the employee was excessively sensitive to the issue at hand and that the harassment wasn’t sexually sufficient. What happened here is that Costco fail to take the necessary steps to prevent their employee, who complained with management about the situation she was having with a customer. The compensatory damages that the former employee received were $250,000. 

The Civil Rights Act of 1991 was enacted by Congress on November 21, 1991, this 1991 Act do prohibit any discrimination “in employment that is based on race, gender, color, religious or ethnic considerations” (Reference for Business, 2017). This 1991 Act, will protect future employees from being discriminated against due to their race, color, religious, etc., when seeking employment within our company or any company. This Civil Rights Act of 1991 will allow for jury hearings as well as compensatory and punitive damages in any case that involves intentional discrimination by both government and private companies. 

I hope that the information presented here within this memorandum helps you in order to take the necessary actions not only for the implementation of a policy that will outline everything that is necessary to prevent sexual harassment and what to do if any of our employees are victim of sexual harassment. Also, that the example in reference to the Costco case will help understand what could be some of the consequences due to the complaint filed with EEOC, as well as some recommendations in order to prepare the company defense and some options that could be take place instead of any hearings. Bottom line is that Elora Jean & Co. should not have waited for an incident to happen to be prepared, but now we need to take the necessary steps to prevent any future issues within this topic.


Kourosh, A. (2017). Employer Liability for Sexual Harassment. Retrieved on January 24, 2017 


U.S. Equal Employment Opportunity Commission. (2017). Sexual Harassment. Retrieved on 

January 24, 2017 from


Executive Summary Presentation


Using the report you wrote in Topic 3 (file attached), create an executive summary presentation of the report (7-9 slides, exclusive of the title and reference slides) with appropriate speaker notes that could be delivered to a C-suite executive in a corporation. Include the following in your presentation: A summary of the industry and companies chosen. An overview of the chosen company’s liquidity ratios relative to the industry averages and to the competitor. An overview of the chosen company’s solvency ratios relative to the industry averages and to the competitor. An overview of the chosen company’s profitability ratios relative to the industry averages and to the competitor. Describe the importance of the budgeting process in an organization relative to these ratios. Prepare a variance report and balanced scorecard for the chosen company, comparative against the industry averages for liquidity, solvency and profitability (C.1.3) Which and how would these ratios impact capital budgeting decisions. A concluding summary of which company based on the analysis is overall better compared to each other and the industry.

Consider the feedback from your instructor on the case study report you completed in Topic 3. 

Instructors Comments:Loren, Solid starting work in the paper. Please be sure to use a formal cover page. Good solid work in the information with liquidity ratios. In other areas, room for additional category ratios to be used and evaluated. A formal conclusion and recommendation is also needed to finalize the paper and select better performing company. 

Be sure to cite three-five relevant sources in support of your content. Utilize the GCU Library and external sources for your research.

Title slide and reference slide are not included in the slide count. Include speaker notes below each content-related slide that represent what would be said if giving the presentation in person. Expand upon the information included in the slide and do not simply restate it. Please ensure the speaker notes include 50-100 words per slide.

Refer to the resource, “Creating Effective PowerPoint Presentations,” located in the Student Success Center, for additional guidance on completing this assignment in the appropriate style.

While APA style is not required for the body of this assignment, solid academic writing is expected, and in-text citations and references should be presented using APA documentation guidelines, which can be found in the APA Style Guide, located in the Student Success Center.

principle of finance

I need some help with my finance 335 homework. 


I have 8 questions left and they are in short answer format that is asking only for the numbers. I need it done in 10 hours. I have attached it with my post! I can’t accept errors in the assignment please!

Re: Finance Assignment

PROBLEM 1                                                                                                                        

Find the following values for a lump sum:                                                                                                                            

– The future value of  $500 invested at 8 percent for one year                                                                                    

– The future value of $500 invested at 8 percent for five years                                                                                   

– The present value of $500 to be received in one year when the opportunity cost rate is 8 percent

– The present value of $500 to be received in five years when the opportunity cost rate is 8 percent


a. Annual compounding                                                                                                                               

b. Semiannual compounding                                                                                                                     

c. Quarterly compounding

PROBLEM 2                                                                                                        

What is the effective annual rate (EAR) if the stated rate is 8 percent and compounding occur semiannually? Quarterly?                                                                                                                                                         


PROBLEM 3                                                                        

Find the following values assuming a regular, or ordinary, annuity:                                                                          

– The present value of $400 per year for ten years at 10 percent                                                               

– The future value of $400 per year for ten years at 10 percent                                                                  

– The present value of $200 per year for five years at 5 percent                                                                 

– The future value of $200 per year for five years at 5 percent                                                                    


a. A regular or ordinary annuity                                                                

b. An annuity due                                                                                                                                           


 PROBLEM 4                                                                                                                       

Consider the following uneven cash flow stream:                                                                                                                                                                                                                                            

                Year       Cash Flow                                                                                           

                0              $0                                                                                          

                1              $250                                                                                      

                2              $400                                                                                      

                3              $500                                                                                      

                4              $600                                                                                      

                5              $600                                                                                      


a. What is the present (Year 0) value if the opportunity cost (discount) rate is 10 percent?                                                                                           

b. Add an outflow (or cost) of $1,000 at Year 0. What is the present value (or net present value) of the                                                                                                                  



PROBLEM 5                                                                                                                        

Consider another uneven cash flow stream:                                                                                                                      


                Year       Cash Flow                                                                                           

                0              $2,000                                                                                  

                1              $2,000                                                                                  

                2              $0                                                                                          

                3              $1,500                                                                                  

                4              $2,500                                                                                  

                5              $4,000                                                                                  


a. What is the present (Year 0) value of the cash flow stream if the opportunity cost rate is 10 percent?                                                                                                                

b. What is the value of the cash flow stream at the end of Year 5 if the cash flows are invested in an                                                                                                                       

    account that pays 10 percent annually?                                                                                        &nb



In this assignment, you will create a revised company description and mission statement based on the feedback you received in the Week 1 discussion. Then, you will conduct a SWOT (strength, weakness, opportunity, and threat) analysis for the type of beverage you have selected and for your company. As you work on the assignment, consider why you have chosen one type of non-alcoholic beverage over another and the reasons for that choice. As you complete your SWOT analysis, be sure to include external factors such as industry/market trends and competition, and internal factors such as your capabilities or abilities to reach certain market segments.

Write only a 3–5-page paper in which you do the following: Be sure all of the corresponding info, any revisions, and any additional info is included in full detail.

1. Create your revised Non-Alcoholic beverage (NAB) company name and explain the name’s significance to you. Describe a NAB that you would produce and sell. (Use the discussion answer from Company Description and Mission Statement etc.) Pay attention to any of the professor’s notes or comments.

2. Develop your revised company’s mission statement and provide a rationale for its components. (Use the discussion answer from Company Description and Mission Statement etc.) Pay attention to any of the professor’s notes or comments. Hints:       Use the Statement of Mission template on pages 72–73 of the course       textbook, Successful Business Plan, to aid your development. (See Attachment Below)

o Extract appropriate information from the NAB Company Portfolio, where applicable. You should fill in other required items in the template using your personal preferences. 

3. Describe the trends in the non-alcoholic beverage industry, especially the specific type of beverage category you have chosen.

· Hints: Research and outline beverage industry trends. Consider the size and growth rate of the industry overall and the specific beverage type you have chosen. Use the worksheet in the course text (p. 88 | Past and Future Growth of Your Industry) (See Attachment Below) to help you project the future growth rate. Consider the use of industry associations and search engines to find reliable and recent data.

4. Choose one strategic position (See Attachment Below) from the course text (pp. 142–143) that you believe is the best strategic position for your company. Explain the approach you will use to implement this strategic position in order to distinguish your beverage from other non-alcoholic beverages.

5. Provide an overview of your company’s distribution channels. Explain the manner in which your product will reach end users. Provide a rationale for your chosen method.

· Hints: For example, will you sell your beverage in grocery stores, restaurants, or sports venues? If so, describe the types of resellers and distributors who will sell to resellers and fulfill their orders. If you are attempting to sell directly to consumers, for example, online via a monthly subscription, how will you manage warehousing/fulfillment/shipping?

6. Outline at least three types of risks (including any regulatory risks) that your business faces. Describe your company’s plan to mitigate such risk.

· Hints: You may refer to the types of risk listed in the course text (pp. 148–149) (See Attachment Below) as well as any risks not listed in the text. Regulation weighs more heavily on beverage and food businesses than many other types of companies, so be certain to consider any regulatory risks your type of beverage faces. For example, what kind of regulation and/or risks are you likely to face if you make health claims about your beverage?

7. Develop a SWOT analysis for your NAB Company using the SWOT matrix worksheet in the course text (p. 153 | SWOT: Strengths/Weaknesses/Opportunities/Threats). (See Attachment Below) (Use the discussion answer from Opportunities and etc.) Pay attention to any of the professor’s notes or comments.

· Hints: What are your company’s likely strengths? Have you chosen a beverage segment that is growing and lacks an entrenched competitor? Are you in a niche market that has great potential? What are the strengths that you and other team members bring to your company? Do you or other team members have previous experience in the food and beverage industry?

· Hints: What are your company’s likely weaknesses? Is the competition in your industry segment entrenched? Is your own management team inexperienced? Will it be challenging to actually produce your product and maintain quality?

· Hints: What are your company’s opportunities? Does your segment have more demand than supply? Have larger corporations stopped serving smaller or niche markets that you could enter? Is a new market emerging because of demographics, immigration, and changing tastes?

· Hints: What are your company’s threats? Is there a clear market leader that will be hard and expensive to displace? Are downward-pricing pressures in the segment making profit margins slim? Are there little or no barriers to entry for new competitors? If you have a novel idea that succeeds, can the competition easily enter your market? If you have a global aspect to your company, do factors such as currency fluctuations, political instability, offshoring, or outsourcing pose threats?

8. Format your assignment according to these formatting requirements:


a. Cite the resources you have used to complete the exercise. Note: There is no minimum requirement for the number of resources used in the exercise. 

b. The paper must be typed, double-spaced, using Times New Roman font (size 12), with 1-inch margins on all sides; references must follow APA or school-specific format. Check with your professor for any additional instructions.

c. Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required page length.

The specific course learning outcome associated with this assignment is: Develop a company overview and SWOT analysis that      include trends, strategic positioning, distribution channels, and risks.

Factors Task Two


5 February 2008

A combination of political, economic, legal, cultural and geographic factors make Albania “the next big thing” when it comes to international real estate investment, a British real estate investment company announced.

It its report, the company drew an extremely favourable picture of the future of real estate investment in the country, which is currently Europe’s least developed and, despite positive developments, still suffers from a poor to non-existent infrastructure, including its road and electricity networks.

Albania follows in the steps of other destinations on the Balkans that experienced big property investment booms, such as Montenegro and Bulgaria. “Recently Albania has put itself firmly on the map, both as an increasingly popular tourism destination, and an emerging market on the international property investment scene,” according to a press release by David Stanley Redfern Ltd, a British overseas property investment company.

Political problems prevented the issuing of construction permits for a period of two years were only resolved at the end of last year. The effect of this was two-fold: on the one hand, it caused stagnation on the property market, but on the other it resulted in a rapid property price increase, creating a kind of a jackpot effect that can currently be observed.

Beside this development, a number of other factors contributed to the popularisation of Albania as a new property investment destination. Some of them are political: Albania is set to join NATO later this year and the EU in 2014, as a result of “huge advances in democracy.”

Economically, Albania has experienced a 6 per cent GDP growth which is likely to accelerate, while at the same time retaining relatively low living costs.

Foreign investment in Albanian real estate is also facilitated by the country’s legal framework. The few restrictions on foreign ownership that are in place make it relatively easy for international buyers: they can make a commercial investment if its value exceeds three times the cost of the land, and though agricultural land may not be purchased it can be leased for 99 years.

International buyers can also benefit from the low transaction costs and Albania’s tax advantages: there is no capital gains tax, no withholding tax, no inheritance tax, no Value Added Tax on property purchases, no state or wealth taxes and no transfer tax. Capital appreciation can reach up to 30 per cent, according to the company, depending on the investment.

Lastly, the cultural and geographical factors that serve to draw foreign investment into many Balkan destinations also apply to Albania. The publication mentioned the country’s largely undiscovered history and its climate as major advantages.”

Your task: Now have a look at the previous article about expanding into the real estate market in Albania.

Identify the key political, economic and geographic factors that are identified here when encouraging real estate businesses to expand into this area.